Privacy Notice

Who we are

Qayro is a product of Zyntria Labs.

What data we collect

• Name
• Email address
• Optional WhatsApp number if you provide it in a research flow
• Validation answers about shared payments and group repayment experiences
• Source and UTM data, where available
• Trip, receipt, allocation, and settlement-status details you or an organizer submit
• Device and delivery identifiers needed for optional notifications
• An optional receipt photo while Qayro prepares an AI-assisted draft for you to review

Why we collect it

We use this data to operate receipt splitting and trip ledgers, deliver requested notifications, protect private links, provide access, conduct user research, and improve the product.

Recipient invitations and reminders

A bill organiser can optionally provide your email address so Qayro can send one private invitation. Before you accept, Qayro explains that accepting the verified invitation enables administrative settlement reminders. You can stop those reminders at any time. The organiser sees only a masked address after sending, and declining removes the supplied address from that invitation.

Where it is stored

Reviewed account, trip, receipt, and status data is stored in Qayro's database hosted on Railway and in systems needed to operate the service. Optional receipt images are processed transiently for analysis and are not stored in Qayro's database or trip ledger.

Who we share it with

We do not sell your details or share them with advertisers or third-party marketers. Limited data may be processed by service providers we use to host the service, run the database, send communications, and provide optional receipt assistance. In the native iOS app, Apple Vision reads the image on your device and Qayro sends only reviewed OCR-derived text, confidence, and layout evidence to the backend for optional OpenAI or Google Gemini assistance. In the accountless guest trip flow, a resized, metadata-stripped image is sent to Qayro and processed by OpenAI or Google Gemini to return a draft for review. You can always enter the receipt manually instead.

What we do not collect

• No payment account credentials
• No full card or bank credentials as product fields
• No credit-score data
• No ID documents

How long we keep it

Receipt images used for optional assistance are not retained by Qayro after the analysis response. Reviewed structured receipt records follow the bill, trip, and account lifecycle, including in-app account deletion. Final retention periods for backups, operational logs, communications, and service-provider records require legal and infrastructure review before this notice is published.

Your rights

You can ask for access, correction, deletion, or withdrawal of consent.

Contact email for privacy requests

For privacy requests, email [email protected].